June 5, 2019
- They are automatic, and are provided by your own insurer or, if you were a passenger or pedestrian, by the insurer of the automobile involved
- They may cover all necessary medical, surgical, chiropractic, dental, hospital, psychological, physical therapy, occupational therapy, massage therapy, acupuncture, professional nursing and ambulance services
- They also cover lost income, up to a maximum of $400/week, as well as payments to the surviving beneficiaries of one who is killed in an accident (for bereavement, funeral and grief counselling expenses)
- They are available, absent extraordinary circumstances, to a maximum of $50,000, for two years following an accident
- You may have a duty to maximize these benefits in order to be eligible to claim additional treatment costs and lost income from the insurer of the at-fault driver
Please note that JSS Barristers insights are provided for informational purposes only. They are not intended as legal advice or a legal opinion. Please contact authors or JSS Barristers if you would like to obtain legal advice on this or other legal issues.